I finally bit and received the Chase Sapphire Reserve credit card. I've heard about it for months from coworkers about how much you would get in your first year with the generous sign up bonus. I'm usually not the type of person to get multiple credit card to max out spending benefits because it's too much of a hassle, I don't like carrying a thick wallet, and I personally don't like giving out my private information. However, the benefits of this card were too good to pass up. It's my second credit card that's use is simply on travel and dining out. All other purchases are handled by my Bank of America Cash Rewards Card, 1% on everything, 2% on groceries & wholesale clubs, and 3% on gas. The math on this card works out like this...
What you get...
Which basically works out to a bunch of free points to spend for vacation somewhere based on your schedule or additional cash for the first year... The 100K bonus is cut down to 50K on Jan. 11, 2017 (online) or on March 12, 2017 (physical branches). This card is a no-brainer to get. Better get yours and the bonus before Chase decides to cut further benefits or eventually decides to get out. Here's an article from Bloomberg saying it cut into their Q4 quarterly profit of 2016. Get in while the going is good.
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